When the word business modelling is mentioned, people have the impression that it is some sort of complicated Excel stuff that they will probably not use it. But on the most basic level, business modelling is nothing more than creating a template that allow you to perform computation that consists of multiple variables/factors. Of course, if the computation is business related, it is called business modelling. That does not mean that it cannot be for personal stuff, like computing how much income tax you need pay, how much money you need to have to buy that house or car, etc.
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